Not a budgeting app. VulpFlow forecasts your cash flow — so you see the dip before it becomes an overdraft.
You check your balance. $3,500. You feel fine.
Then the 15th hits. Mortgage out. Car payment out. Credit card due.
Suddenly you're at -$580 — and payday is still two days away.
You didn't overspend.
The timing beat you.
Enter your income, bills, loans, and credit cards once — and see what's coming.
VulpFlow maps every upcoming payment against your income and flags the lowest balance point — days in advance.
Model a side gig, a surprise bill, or a spending cut — and see the cash flow impact instantly before committing.
Mortgage, car loan, credit card statements — all tracked in one unified forecast timeline.
Get notified before your balance goes negative or a large expense is about to hit. No surprises.
See 60 days, 6 months, or a full year of your cash flow. Zoom out for the big picture anytime.
No account. No cloud sync. No bank connection needed. Your financial data never leaves your iPhone.
No commitment. Cancel anytime.
No account needed. No bank connection. No exceptions.
Open the app and start. No sign-up, no email, no password required.
Everything is stored locally on your iPhone. Nothing is uploaded anywhere.
Export a password-protected backup file. You control it entirely.